NAB hints at new service called ‘nabflik’

nabflikNational Bank Australia (NAB) has registered website domains and lodged a trade mark for the logo (pictured) of an as-yet-unannounced new service, called ‘nabflik’.

The trade mark comes less than two weeks after the banking company lodged two trade marks for the terms ‘starXchange’ and ‘Haven’.

The ‘nabflik’ trade mark application was lodged on 30 August by ‘National Australia Bank Limited’, and covers various finance, technology and telecommunications classes.

The website domains, and, all currently offline, were registered by ‘National Austrlia (sp) Bank Limited’ in June this year.

A search for the term on Google brings up zero relevant results (beyond domain information).

The classes covered by the ‘nabflik’ trade mark suggest some kind of electronic money transfer service. Summarised, it includes:

Class 9: Computer applications, software; magnetically encoded cards; electronic funds transfer machines

Class 35: Business retail and wholesale marketing advisory services relating to financial products; advertising, marketing and promotional services; public relations; electronic commerce services

Class 36: Monetary affairs; financial services; banking; banking services in relation to the electronic transfer of funds; electronic funds transfer services; computerised banking services; electronic banking; pension, retirement and superannuation plans and funds

Class 38: Telecommunication services; electronic transmission of data; communication via a global computer network; providing Internet forums; point of sale communication services

The trade mark application is at the early status of ‘Indexing Approved’, meaning it has not been seen by an IP examiner yet.

Click to view a screenshot of NAB’s ‘nabflik’ trade mark application.

NAB lodges for ‘starXchange’ and ‘Haven’

NAB_LogoNational Australia Bank (NAB) has lodged a slew of local recent trade marks in the last week, and one may be the name of the company’s new digital wallet service.

Last Monday, the bank registered two trade marks for ‘starXchange’, covering financial and communications classes, whilst on Thursday it registered a further two for ‘HAVEN’, covering advertising and retail services.

The classes registered to the ‘starXchange’ trade marks suggest it may be related to June’s news that NAB is on the verge of launching a “digital wallet service”, which has been on trial under the codename of ‘KISS’ but will be renamed “in late July or early August”.

For example, the two trade marks cover classes such as ‘application software used in the provision and transfer of electronic funds’, ‘electronic money transfer services’ and ‘point of sale communication services’ – all of which sound similar to a digital wallet service.

Google searches for ‘starXchange nab‘ and ‘starXchange‘ appear to bring up zero relevant results.

Meanwhile, the ‘HAVEN’ trade mark appears to be a NAB staff service of some kind. One of the two trade marks for the term is ‘HAVEN BY NAB STAFF CLUB’, and a quick Google suggests the ‘Staff Club’ is an employee benefits division within the bank.

The ‘starXchange’ trade marks are at the status of ‘Taken for Examination’, which may mean a decision by an examiner is imminent.

The ‘HAVEN’ trade marks are at the status of ‘Filed – Approved’, meaning they have not been seen by an examiner yet.

Click to see a screenshot of NAB’s two ‘starXchange’ trade marks (here and here) and the two ‘HAVEN’ trade marks (here and here).

UPDATED: Bendigo Bank lodges for new ‘redy’ payment method logo

redyJune 9: The Bendigo and Adelaide Bank group has lodged a trade mark for the new logo (pictured) of its not-yet-launched cashless payment system, called ‘redy’, which will allow consumers to make retail payments using a mobile device.

The trade mark application – TM number was lodged 1561098 – was lodged on June 5, and is currently at the status of ‘Indexing Approved’.

Extra details were quietly revealed about the new payment system a few days before, with a notification posted on the ACCC’s website on May 30.

The notification goes further into what ‘redy’ actually is:

Bendigo and Adelaide Bank has developed a non-cash payment system known as the ‘redy’ payment system which facilitates payments by consumers for the purchase of goods and services from participating merchants using a mobile device and software.

It also states that the service will “reward credits to redy consumers”, and that the bank will “supply cash rewards payable to redy consumers participating in the redy Trial”.

The trade mark application is lodged under classes 36 and 38, covering a variety of financial and telecommunications services. Specifically:

Class: 36 Monetary exchange; Monetary transaction services; Monetary transfer; Financial management; Financial services; Management of finances; Personal finance services

Class: 38 Communication of data by means of telecommunications; Data transmission services over telecommunications networks; Message storage and transmission (telecommunications); Providing telecommunications connections to a global computer network; Telecommunications security (providing secure connections and access including to computers and the global computer network); Telecommunications services for the distribution of data

A reverse image suggests the image has not be posted online outside of the IP Australia website.

The application was specifically lodged by Bendigo and Adelaide Bank Limited.

Click to view a screenshot of Bendigo and Adelaide Bank’s ‘redy’ trade mark application.


June 18: Bendigo Bank has quietly launched a new website for redy – at – seeking people to sign up for updates on the payment system.

The site asks ‘Redy for something new?’, and confirms that it will allow consumers to ‘pay by mobile’.